Terms of Service

These Terms of Service ("Terms") govern your access to and use of the website located at privatelivingprinciples.com (the "Website"), the educational programs, courses, coaching sessions, digital content, and any related services (collectively, the "Services") offered by Private Living Principles, ("Private Living Principles," "we," "us," or "our").

By accessing the Website, contacting us, subscribing to our communications, or enrolling in any of our Services, you ("you," "user," or "participant") agree to be bound by these Terms. If you do not agree to these Terms, do not use the Website or Services.

1. Important Disclaimer — We Are Not a Law Firm

All content on the Website, in our courses, coaching sessions, downloadable materials, emails, SMS messages, live sessions, and any other form of communication is provided for general educational and informational purposes only. It is not, and should not be construed as, legal advice.

You should not act or refrain from acting on the basis of any content provided by us without seeking independent legal counsel from a licensed attorney in your jurisdiction.

Nothing on this Website or in our Services creates an attorney-client relationship between you and Private Living Principles, its members or affiliates.

2. Eligibility

You must be at least 18 years old to use our Services. By using the Website or enrolling in our Services, you represent that you are at least 18 years of age and have the legal capacity to enter into a binding agreement.

3. The Services

Private Living Principles offers the following types of educational services:

• Courses: Self-paced online educational modules covering legal concepts, frameworks, and terminology
• Coaching: Group and individual coaching sessions focused on legal literacy and educational discussion of general legal concepts
• Written Materials: Articles, guides, glossaries, worksheets, and other educational content
• Live Sessions: Q&A sessions, workshops, and webinars, limited to general educational topics

Our coaches and instructors may or may not hold law licenses. Regardless of their individual credentials, no content or interaction provided through our Services constitutes legal advice, and no attorney-client relationship is formed through use of our Services.

4. No Legal Advice; No Attorney-Client Relationship

You acknowledge and agree that:

1. Content provided through the Services is educational and general in nature
2. Educational content cannot account for your specific facts, jurisdiction, or circumstances
3. We will not review your specific contracts, documents, or legal situations
4. We will not draft, prepare, or file legal documents on your behalf
5. We will not represent you in any legal matter
6. We will not appear in court or any legal proceeding on your behalf
7. If you need advice on your specific situation, you must consult a licensed attorney in the applicable jurisdiction

If you share specific details about your personal legal situation with us — whether through email, chat, SMS, forms, coaching calls, or any other channel — we may decline to respond to those specific facts and will direct you to seek independent legal counsel.

5. Enrollment, Fees, and Payment

Prices for courses, coaching, and other paid Services are as stated at the time of enrollment. By enrolling in a paid Service, you authorize us to charge the payment method you provide for the applicable fees. All fees are in United States Dollars (USD) unless stated otherwise.

Refunds: Refund eligibility varies by Service and is disclosed at the point of purchase. Unless a specific refund policy is provided at checkout, all sales are final.

6. User Conduct

When using the Website or Services, you agree not to:

• Use the Services for any unlawful purpose
• Represent that any content we provide constitutes legal advice for your situation
• Share, resell, or redistribute our course materials without written permission
• Impersonate any person or entity
• Upload or transmit viruses, malware, or harmful code
• Attempt to gain unauthorized access to any portion of the Services
• Use the Services to harass, abuse, or harm another person
• Scrape, crawl, or otherwise extract content from the Website except as permitted by our robots.txt file

7. Intellectual Property

All content provided through the Services — including course materials, videos, written guides, trademarks, logos, and branding — is the property of Private Living Principles or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the content for your personal educational use. You may not reproduce, distribute, publicly display, create derivative works from, or commercially exploit any content without our prior written consent.

8. SMS and Text Messaging Terms

By providing your mobile phone number to us — whether through the Website chat widget, an enrollment form, or any other channel — and opting in to receive text messages, you agree to receive SMS messages from Private Living Principles.

Message types: You may receive transactional messages (such as appointment reminders, enrollment confirmations, and customer care responses) and, if you separately opt in, marketing messages (such as announcements of new courses, promotions, and educational newsletters).

Frequency: Message frequency varies. You will not receive more messages than you have consented to receive.

Message and data rates: Standard message and data rates may apply, charged by your mobile carrier.

Opt-out: You may opt out of SMS messages at any time by replying STOP to any message. You will receive a confirmation message acknowledging your opt-out.

Help: Reply HELP to any message for assistance, or contact us at [email protected]

Additional SMS-specific terms are available at sms-terms, and we handle information collected via SMS in accordance with our Privacy Policy.

9. Disclaimers

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, OR COMPLETENESS.

We make no representation or warranty that the content provided through the Services is current, accurate, or applicable to your specific situation. Laws change, vary by jurisdiction, and depend on specific facts. You are solely responsible for verifying the applicability of any concept you learn through our Services to your own situation, and for consulting a licensed attorney when you require legal advice.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL PRIVATE LIVING PRINCIPLES, ITS OWNERS, EMPLOYEES, CONTRACTORS, AFFILIATES, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

1. YOUR ACCESS TO OR USE OF, OR INABILITY TO ACCESS OR USE, THE SERVICES
2. ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICES
3. ANY CONTENT OBTAINED FROM THE SERVICES
4. UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT
5. ANY ACTION OR INACTION TAKEN BY YOU BASED ON EDUCATIONAL CONTENT PROVIDED THROUGH THE SERVICES

OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES SHALL NOT EXCEED THE AMOUNT YOU PAID US FOR THE SPECIFIC SERVICE GIVING RISE TO THE CLAIM IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

11. Indemnification

You agree to defend, indemnify, and hold harmless Private Living Principles, its members and affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with:

• Your violation of these Terms
• Your use of the Services
• Any action you take in reliance on educational content provided through the Services
• Your violation of any rights of a third party

12. Third-Party Links and Services

The Website may contain links to third-party websites or services that are not owned or controlled by Private Living Principles. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

13. Modifications

We may modify these Terms at any time by posting the revised Terms on the Website and updating the "Last Updated" date. Your continued use of the Services after the revised Terms take effect constitutes your acceptance of those Terms.

14. Termination

We may suspend or terminate your access to the Services at any time, with or without cause, and with or without notice. Upon termination, all licenses and rights granted to you under these Terms will immediately cease.

15. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of California, without regard to conflict of law principles. Any dispute arising out of or relating to these Terms or the Services shall be resolved exclusively in the state or federal courts located in San Diego County, California, and you consent to the personal jurisdiction of those courts.

16. Severability

If any provision of these Terms is held invalid or unenforceable, the remaining provisions will remain in full force and effect.

17. Entire Agreement

These Terms, together with our Privacy Policy and any additional policies or terms referenced herein, constitute the entire agreement between you and Private Living Principles regarding your use of the Services.

18. Contact Us

If you have questions about these Terms, contact us at: